Track Record
A decade of running and rescuing complex businesses
For more than a decade, Scott Yahraus has been the person courts and lenders appoint to take control of businesses in crisis.
Career
Professional Timeline
2020 – Present
Founder
Scott Yahraus & Associates · Los Angeles, California
- Independent interim-executive, board, turnaround, ADR, fiduciary, and expert-witness practice for complex and distressed situations.
- Engaged by owners, lenders, attorneys, trustees, and courts to run, stabilize, and maximize the value of businesses in crisis or transition.
2015 – Present
Senior Project Manager
Receivership Specialists · Los Angeles, California
- Led 250+ receivership, referee, trustee, board, and expert-witness engagements across more than $3B in commercial, industrial, hospitality, retail, agricultural, cannabis, and real-estate assets.
- Court-appointed across California, Nevada, Arizona, and Colorado, including one of the largest cannabis distributors in California (Herbl), an 80-acre mixed-use portfolio, and a 302-unit apartment portfolio.
- Took possession of, operated, and sold operating businesses and real estate while reporting transparently to courts and parties.
2011 – 2015
Vice President of Acquisitions
Alliant Capital · Western U.S.
- Originated, underwrote, and closed conventional multi-family and Low-Income Housing Tax Credit (LIHTC) investments across a 15-state western footprint.
- Closed roughly 50 deals a year totaling about $500M annually in tax-credit equity.
- Acquired multi-family assets for an entity that amassed 75,000 units nationwide.
Earlier Career
Commercial Real Estate & Development
Brokerage · Development · Entrepreneurship
- Began in commercial real estate brokerage and moved into development.
- Built and sold two businesses within roughly eight years.
Board & Officer Roles
Chairman · Director · CFO
Classic Cosmetics · Norwalk Village Inc. · BAF Specialty Inc.
- Chairman of the Board & CFO, Classic Cosmetics: led the sale of the business and its 80,000 SF industrial real estate.
- Director, Norwalk Village Inc.: three industrial tilt-up properties and a 104-unit mobile home park.
- Director & Officer, BAF Specialty Inc.: new-construction interior commercial insulation.
Signature Engagements
Selected Engagements
A sample of the engagements behind the numbers.
Cannabis / Distribution
Appointed receiver over Herbl, one of the largest cannabis distributors in California, and took possession of, managed, and sold the business.
Receiver · East West Bank v. Herbl, Inc. · Santa Barbara County · 2023–2024
Commercial / Mixed-Use
Operated an 80-acre Imperial County portfolio as receiver (a gas station, convenience store, event center, four restaurants, retail, and housing-zoned land), protecting, managing, and selling the assets.
Receiver · County of Imperial v. Pacificland International · El Centro · 2018–2023
Industrial / Governance
Served as board chairman of a multi-generational family industrial business through the sale of its 80,000 SF real estate, driving maximum value and stakeholder alignment.
Board Chairman · Classic Cosmetics · 2022–2023
Manufacturing / Turnaround
As receiver of a 60-employee steel fabrication company, helped grow adjusted earnings nearly 2× while guiding the shareholders to a settlement over a four-and-a-half-year engagement.
Receiver · George Chang v. Tom Chang · San Francisco · 2015–2019
Multifamily / Real Estate
Managed a 302-unit apartment and commercial portfolio under a single receivership appointment.
Receiver · Lone Oak Fund v. Normandi LLC · Santa Monica · 2023–2024
Real Estate / Partition
Served as referee over a 740-acre land partition spanning multiple parcels, valuing, dividing, and distributing the proceeds among the parties.
Referee · Lombardi v. Lombardi · Los Angeles County · 2016–2020
Hospitality
Took possession of and operated a 77-unit hotel as receiver, protecting and managing the asset through the engagement.
Receiver · West Town Bank & Trust v. Charm Hospitality · Elko, NV · 2022–2023
Hospitality / Short-Term Rental
Managed a 29-property short-term rental portfolio under one appointment, collecting and accounting for revenue across the assets.
Receiver · Felix Wai et al. v. Vybe Living, LLC · San Francisco · 2024–2025
Natural Resources
Took possession of and operated a gold mine as receiver, preserving, managing, and running the operation under court authority.
Receiver · Bush Management Co. v. Pruett Ballarat Inc. · Inyo County · 2018
Full Case Record
Court & Fiduciary Engagements
A complete, verifiable record of court appointments and fiduciary roles. Filter by role or state; matters are grouped by year. Confidential engagements appear without party names.
Showing 100 of 100 engagements.
2026
2 mattersCannabis Retail, Cultivation & Distribution - Shasta County, CA
ReceiverCannabis retail store, two cultivation grows, and distribution; possession and operation.
Shasta County Superior Court · CV26-0210047 · May 2026 – Present
O'Connor Survivor's Trust - Santa Barbara County, CA
TrusteeFamily trust; administration and oversight.
Santa Barbara County Superior Court · 25PR00477 · Jan 2026 – Present
2025
7 mattersApartment Building - Arapahoe County, CO
ReceiverApartment building; protection and management.
Arapahoe County District Court · 2025CV32879 · Nov 2025 – Present
Public Nuisance Abatement - Los Angeles County, CA
ReceiverPublic nuisance abatement receivership.
Los Angeles Superior Court · 25AVCV00873 · Nov 2025 – Present
Commercial Insulation Business - Director & Officer
Director & OfficerNew-construction interior commercial insulation business; director and officer.
Private corporate role · Oct 2025 – Present
Industrial Warehouse Property - Los Angeles County, CA
ReceiverIndustrial warehouse property; protection and management.
Stanley Mosk Superior Court · 25STCV25453 · Sep 2025 – Present
Michael J. Sigal Family Trust - Business & Real Property
TrusteeEstate administration; business management and real-property sale.
Private estate role · May 2025 – Present
Multi-Family Property - Adams County, CO
ReceiverMulti-family property; protection, management, and sale.
Adams County District Court · 2025CV30595 · Apr 2025 – Jun 2025
Cannabis Company - Los Angeles County, CA
ReceiverCannabis company; operation and creditor payment.
Stanley Mosk Superior Court · 21STCV25790 · Feb 2025 – Present
2024
9 mattersIndustrial Properties & 104-Unit Mobile Home Park - Director
DirectorThree industrial tilt-up properties and a 104-unit mobile home park; board director.
Private corporate role · Dec 2024 – Present
Apartment Complex - Arapahoe County, CO
ReceiverApartment complex; management and sale.
Arapahoe County District Court · 2024CV32131 · Oct 2024 – Present
Apartment Complex - Arapahoe County, CO
ReceiverApartment complex; management and sale.
Arapahoe County District Court · 2024CV32081 · Sep 2024 – Aug 2025
Single-Family Home - Orange County, CA
ReceiverHome; control, management, and sale.
Orange County Superior Court · 30-2024-01418435-CU-OR-CJC · Sep 2024 – Jun 2025
Land - Riverside County, CA
ReceiverLand; receivership and distribution of proceeds.
Riverside County Superior Court · CVPS2403648 · Jul 2024 – Feb 2026
Multi-Unit Apartment Complex - Los Angeles County, CA
ReceiverMulti-unit apartment complex; construction completion and sale.
Stanley Mosk Superior Court · 24STCV13591 · Jun 2024 – Jun 2025
29 Short-Term Rental Properties - San Francisco, CA
Receiver29 short-term rental properties; management and revenue collection.
San Francisco Superior Court · CGC-23-606031 · Mar 2024 – Jul 2025
Cannabis Cultivation Operation - Clark County, NV
ReceiverCannabis cultivation operation; judgment-creditor receivership.
Eighth Judicial District Court · A-23-871002-J · Mar 2024 – Present
Two Multi-Family Apartment Buildings - Los Angeles County, CA
ReceiverTwo multi-family apartment buildings; possession and management.
Stanley Mosk Superior Court · 24STCV03052 · Feb 2024 – Oct 2024
2023
14 mattersCannabis Distribution Acquisition - Valuation Opinion
Expert WitnessExpert opinion on the valuation of a cannabis distribution acquisition.
Judicate West Arbitration · A301582 · Dec 2023 – Feb 2024
Company Funds & Assets - Los Angeles County, CA
ReceiverCompany funds and assets; receivership and dissolution assistance.
Los Angeles Superior Court · 23STCV12687 · Nov 2023 – Present
Cannabis Grow, Manufacturing & Distribution - Clark County, NV
ReceiverCannabis cultivation, manufacturing, and distribution business; possession and operation.
Las Vegas District Court · A-23-880387-B · Nov 2023 – Jul 2025
Three Multi-Family Apartment Buildings - Los Angeles County, CA
ReceiverThree multi-family apartment buildings; possession and management.
Santa Monica Superior Court · 23SMCV04510 · Oct 2023 – Jun 2024
Automotive Paint Company & Real Estate - Los Angeles County, CA
ReceiverAutomotive paint company and its real estate; possession and management.
Los Angeles Superior Court · 19STPB05218 · Oct 2023 – Jun 2025
Single-Family Home - Riverside County, CA
RefereeSingle-family home; protection, management, sale, and distribution of proceeds.
Riverside County Superior Court · CVPS2200696 · Sep 2023 – Jun 2024
Cannabis Cultivation & Distribution Licenses - Humboldt County, CA
ReceiverCannabis cultivation and distribution licenses; possession and operation.
Eureka Superior Court · CVS2101238 · Jun 2023 – Jun 2025
Herbl - One of California's Largest Cannabis Distributors
ReceiverOne of the largest cannabis distributors in California; took possession of, managed, and sold the business.
Santa Barbara County Superior Court · 23CV02629 · Jun 2023 – Jul 2024
Four-Parcel Cannabis Farm - Humboldt County, CA
ReceiverFour-parcel cannabis farm; operation and creditor payment.
Eureka Superior Court · CV2101238 · Jun 2023 – Jul 2025
Cannabis Grow & Product Manufacturing - Riverside County, CA
ReceiverCannabis cultivation and product-manufacturing business; possession and operation.
Riverside County Superior Court · CVPS2301397 · Apr 2023 – Oct 2024
2015 Timothy Joseph Hayes Revocable Trust
TrusteeTrust holding real estate, personal property, and funds; administration and oversight.
Palm Springs Superior Court · 22STCV3436 · Apr 2023 – May 2025
Cannabis Cultivation Business - Clark County, NV
ReceiverCannabis cultivation business; possession, management, protection, and sale.
Las Vegas District Court · A-21-832595-B · Apr 2023 – Present
Asian Food Distribution Company - Clark County, NV
ReceiverAsian food distribution company; possession and operation.
Las Vegas District Court · A-22-857868-B · Mar 2023 – Aug 2025
302-Unit Apartment & Commercial Portfolio - Los Angeles County, CA
Receiver302 apartment and commercial units; possession and management under a single appointment.
Santa Monica Superior Court · 23SMCV00180 · Jan 2023 – Jul 2024
2022
10 mattersTwo Businesses & Single-Family Home - Los Angeles County, CA
ReceiverTwo businesses and a single-family home; protection, management, and sale.
Los Angeles Superior Court · 21STFL09396 · Nov 2022 – Aug 2023
64-Unit HUD Apartment Building - Los Angeles County, CA
Receiver64-unit HUD apartment building; possession and management.
Los Angeles Superior Court · BC717394 · Nov 2022 – Jan 2026
Cannabis Retail & Wholesale - Clark County, NV
ReceiverCannabis retail and wholesale business; operation and creditor payment.
Las Vegas District Court · A-16-735157-B · Jul 2022 – Oct 2024
Office Building & 51-Acre Cannabis Farm - Humboldt County, CA
ReceiverOffice building and a 51-acre cannabis farm complex; operation and creditor payment.
Eureka Superior Court · CV2200389 · Jul 2022 – Apr 2025
Cannabis Cultivation & Distribution - Los Angeles County, CA
ReceiverCannabis cultivation and distribution business; possession and operation.
Central District Superior Court · 21STCV16983 · Jun 2022 – Mar 2023
Cannabis Retail & Wholesale - Riverside County, CA
ReceiverCannabis retail and wholesale business; operation and sale.
Palm Springs Superior Court · RG-CVPS2102620 · May 2022 – Aug 2023
77-Unit Hotel - Elko County, NV
Receiver77-unit hotel; possession, management, and protection.
Elko District Court · DC-CV-22-39 · May 2022 – Nov 2023
Industrial Business & Real Estate - Chairman & CFO
Chairman & CFOChaired the board and served as CFO through the sale of the business and its industrial real estate.
Private corporate role · Apr 2022 – Oct 2023
Two Cannabis Businesses - Contra Costa County, CA
ReceiverTwo cannabis businesses; operation and creditor payment.
Martinez Superior Court · MSC16-01426 · Apr 2022 – Mar 2023
Cannabis Retail & Wholesale - Clark County, NV
ReceiverCannabis retail and wholesale business; operation and creditor payment.
Las Vegas District Court · A-16-735157-B · Jan 2022 – Aug 2023
2021
4 mattersApartment & Condominium Property - Los Angeles County, CA
ReceiverApartment rental property and condominium; possession and management.
Stanley Mosk Court · 21STCV13296 · Dec 2021 – Jul 2022
Cannabis Retail & Wholesale - Alameda County, CA
ReceiverCannabis retail and wholesale business; operation and creditor payment.
Oakland Superior Court · RG-21110007 · Oct 2021 – Mar 2024
Multi-Unit Property - Los Angeles County, CA
RefereeMulti-unit property; management, sale, and division of proceeds.
Los Angeles Superior Court · 19STCV03524 · Apr 2021 – May 2024
Apartment Building - Los Angeles County, CA
RefereeApartment building; control, management, sale, and judgment payment.
Los Angeles Superior Court · BC 691477 · Jan 2021 – Oct 2021
2020
7 mattersPost-Judgment Charging Order - Los Angeles County, CA
ReceiverPost-judgment charging-order execution receivership.
Los Angeles Superior Court · LC105208 · Sep 2020 – May 2021
Grocery Store - Los Angeles County, CA
ReceiverGrocery store; control and management.
Los Angeles Superior Court · 19STCV2779 · Sep 2020 – May 2022
Townhome Homeowners Association - Orange County, CA
ReceiverTownhome HOA; management, operation, and judgment collection.
Santa Ana Superior Court · 30-2016-00875625 · Aug 2020 – Nov 2021
Income Properties & Self-Storage Business - Merced County, CA
ReceiverMultiple income properties and a self-storage business; possession and management.
Merced Superior Court · 17FL-02388 · Apr 2020 – Dec 2022
Nationwide Company - Federal Receivership (Nevada)
ReceiverNationwide company; federal receivership, operational oversight, and court reporting.
U.S. District Court of Nevada · 2:20-CV-00406-RFB-BNW · Apr 2020 – Oct 2023
Cannabis Retail, Wholesale & Grow - Los Angeles County, CA
ReceiverCannabis retail, wholesale, and cultivation business; possession and operation.
Los Angeles Superior Court · 19STCV38966 · Feb 2020 – Jun 2021
Single-Family Home - Health & Safety - Los Angeles County, CA
ReceiverSingle-family home; health-and-safety receiver bringing the property into code compliance.
Norwalk Superior Court · VC065945 · Feb 2020 – Jul 2022
2019
12 mattersHomeowners Association - Clark County, NV
ReceiverHomeowners association; reform, operation, and judgment collection.
Eighth Judicial District Court · A-18-775843-C · Dec 2019 – Nov 2022
Real Property & Towing Business - Los Angeles County, CA
RefereeReal property and a towing business; sale and distribution of proceeds.
Los Angeles Superior Court · BC713870 · Dec 2019 – Oct 2020
13-Acre Land Partition - Sacramento County, CA
Referee13 acres of land; partition and distribution of proceeds.
Sacramento Superior Court · 34-2018-00229420 · Oct 2019 – Jan 2021
Two Cannabis Retail + Two Grow Operations - Pima County, AZ
ReceiverTwo cannabis retail and two cultivation operations; possession and operation.
Tucson Superior Court · C20171609 · Oct 2019 – Feb 2020
Single-Family Home - Los Angeles County, CA
ReceiverSingle-family home; management, sale, and distribution.
Norwalk Superior Court · 18NWCV0004 · Sep 2019 – May 2020
Cannabis Retail & Grow - Los Angeles County, CA
ReceiverCannabis retail and cultivation business; possession and operation.
Los Angeles Superior Court · 18STCP03438 · Jul 2019 – May 2021
Clothing Store - Post-Judgment - Clark County, NV
ReceiverClothing store; post-judgment receivership.
Eighth Judicial District Court · A-19-790514-C · Jul 2019 – Nov 2019
Mexican Restaurant & Bar - Post-Judgment - Orange County, CA
ReceiverMexican restaurant and bar; post-judgment receivership and license transfer.
Santa Ana Superior Court · 30-2019-01057622-CU-UD-CJC · Jun 2019 – Nov 2021
Nightclub - Post-Judgment - Orange County, CA
ReceiverNightclub; post-judgment possession, management, and license transfer.
Santa Ana Superior Court · 30-2019-01056379-CU-UD-CJC · Jun 2019 – Jan 2020
Single-Family Home - Kern County, CA
RefereeSingle-family home; management, sale, and distribution.
Bakersfield Superior Court · BVC-18-101066 · Mar 2019 – Feb 2020
Restaurant, Bar & Music Venue - Orange County, CA
ReceiverRestaurant, bar, and music venue; possession and operation.
Santa Ana Superior Court · 2017-00915131 · Mar 2019 – Jan 2020
Commercial Property - Stanislaus County, CA
ReceiverCommercial property; management, sale, and distribution.
Modesto Superior Court · 2029574 · Jan 2019 – Feb 2020
2018
11 mattersMultiple Apartment Buildings - Los Angeles County, CA
ReceiverMultiple apartment buildings; possession and management.
Los Angeles Superior Court · 18STCV06016 · Dec 2018 – Aug 2019
Wholesale Cannabis Extraction Business - Orange County, CA
ReceiverWholesale cannabis extraction business; possession and operation.
Santa Ana Superior Court · 30-2018-00976433-CU-FR-CJC · Dec 2018 – May 2019
Apartment Building - Kern County, CA
ReceiverApartment building; possession, management, and protection.
Bakersfield Superior Court · BCV-18-102948 · Dec 2018 – May 2019
Waterfront Home with Boat Dock - Santa Clara County, CA
ReceiverWaterfront home with a boating dock; possession, management, and sale.
Santa Clara Superior Court · 110-FL-155416 · Aug 2018 – Aug 2020
Cannabis Dispensary & Grow - Santa Clara County, CA
ReceiverCannabis dispensary and cultivation business; possession and operation.
Santa Clara Superior Court · 18CV333291 · Aug 2018 – Dec 2021
Residential Income Property - Los Angeles County, CA
ReceiverResidential income property; possession and management.
Santa Monica Superior Court · SC128139 · Aug 2018 – Mar 2019
Single-Family Home - Imperial County, CA
RefereeSingle-family home; management, sale, and distribution.
El Centro Superior Court · ECU09692 · Aug 2018 – Jul 2019
80-Acre Mixed-Use Commercial Portfolio - Imperial County, CA
ReceiverA gas station, convenience store, event center, retail store, four restaurants, and 80 acres of housing-zoned land; protected, managed, and operated.
El Centro Superior Court · ECU000363 · May 2018 – May 2023
Gold Mine - Inyo County, CA
ReceiverGold mine; possession, protection, management, and operation.
Inyo Superior Court · ICSI-CVCV-2018-62353 · Apr 2018 – Dec 2018
Oral Surgery Practice - Confidential Engagement
ReceiverOral surgery practice in a marital dissolution; possession and management.
Ventura County Superior Court · Confidential · Feb 2018 – Feb 2019
Single-Family Home - San Bernardino County, CA
RefereeSingle-family home; management, sale, and distribution.
San Bernardino Court · CIVDS1706058 · Jan 2018 – Feb 2019
2017
8 mattersLaundromat - Placer County, CA
ReceiverLaundromat; protection, preservation, management, and sale.
Roseville Superior Court · MCV0068748 · Dec 2017 – Feb 2018
Commercial Building - Ventura County, CA
ReceiverCommercial building; possession and management.
Ventura County Court · 56-2016-00490358-CU-OR-VTA · Nov 2017 – Mar 2018
Pawn Shop - Maricopa County, AZ
ReceiverPawn shop; protection, preservation, and management.
Phoenix Superior Court · CV2016-053181 · Sep 2017 – Feb 2019
Commercial Building - Ventura County, CA
RefereeCommercial building; control and management.
Ventura County Court · 56-2017-00500876-CU-OR-VTA · Sep 2017 – Apr 2018
Luxury Vehicles - Los Angeles County, CA
ReceiverLuxury vehicles in an ownership dispute; possession and disposition.
Chatsworth Superior Court · LC105050 · Aug 2017 – Dec 2017
Estate Trust - Los Angeles County, CA
TrusteeEstate trust; asset sale, transition, and beneficiary distribution.
Los Angeles Superior Court · 16STPB02081 · Apr 2017 – Mar 2021
Three Commercial Properties - Los Angeles County, CA
ReceiverThree commercial properties; possession and management.
Chatsworth Superior Court · LC105208 · Apr 2017 – Dec 2017
Single-Family Home - Los Angeles County, CA
RefereeSingle-family home; protection and management.
Los Angeles Superior Court · BC621776 · Mar 2017 – Dec 2017
2016
8 mattersOffice Building - Los Angeles County, CA
RefereeOffice building; sale and distribution of proceeds.
Los Angeles Superior Court · BC 624844 · Dec 2016 – Jan 2018
101-Unit Condominium Association - Los Angeles County, CA
Receiver101-unit condominium association; receivership and reform.
Los Angeles Superior Court · 16K04378 · Nov 2016 – May 2018
Real Property - Lien Evaluation - Los Angeles County, CA
RefereeProperty; lien evaluation and reporting to the court.
Los Angeles Superior Court · 558690 · Sep 2016 – Apr 2018
Trade Show Business - Maricopa County, AZ
ReceiverTrade show business; possession and operation.
Phoenix Superior Court · CV2016-008482 · Sep 2016 – Jan 2018
740-Acre Land Partition - Los Angeles County, CA
Referee740 acres across multiple parcels; partition, valuation, and distribution of proceeds.
Los Angeles Superior Court · BC69553 · Jun 2016 – Aug 2020
Restaurant & Bar - Los Angeles County, CA
RefereeRestaurant and bar; management, sale, and distribution of proceeds.
Long Beach Superior Court · NC060123 · May 2016 – Jun 2017
Medical Cannabis Dispensary - Maricopa County, AZ
ReceiverMedical marijuana dispensary; possession and operation.
Phoenix Superior Court · CV2015-005815 · Mar 2016 – Aug 2022
Children's Clothing Company - San Francisco, CA
ReceiverChildren's clothing company; control and operation.
San Francisco Superior Court · CGC-15-549576 · Jan 2016 – Jun 2016
2015
7 mattersMedical Cannabis Dispensary - Maricopa County, AZ
ReceiverMedical marijuana dispensary; possession and operation.
Phoenix Superior Court · CV2015-009556 · Dec 2015 – Dec 2016
Residential Income Property - Los Angeles County, CA
ReceiverResidential income property; protection and management.
Los Angeles Superior Court · BC597720 · Dec 2015 – Jun 2020
Pharmacy - Provisional Director - Orange County, CA
Provisional DirectorPharmacy; provisional director breaking a partner deadlock.
Orange County Superior Court · 30-2015-00798039-CUMC-CJC · Dec 2015 – Mar 2017
Residential Duplex - Los Angeles County, CA
RefereeResidential duplex; management, sale, and distribution of proceeds.
Los Angeles Superior Court · BC553436 · Oct 2015 – Aug 2016
Single-Family Home - Riverside County, CA
RefereeSingle-family home; sale and distribution of proceeds.
Riverside Superior Court · PSC 1500780 · Sep 2015 – Mar 2016
Steel Fabrication Company (60+ Employees) - San Francisco, CA
ReceiverSteel fabrication and erection company with 60+ employees; adjusted earnings grew nearly 2× before a negotiated settlement.
San Francisco Superior Court · CGC-15-544097 · Aug 2015 – Dec 2019
Medical Cannabis Dispensary & Grow - Maricopa County, AZ
ReceiverMedical marijuana dispensary and cultivation business; possession and operation.
Phoenix Superior Court · CV2015-002274 · Apr 2015 – Dec 2016
2014
1 matter72-Unit Apartment Building - Alameda County, CA
Receiver72-unit apartment building; brought into code compliance and cleared of gang activity.
Oakland Superior Court · RG14737036 · Nov 2014 – Aug 2015
Credentials
Education & Affiliations
- B.S. Economics, Creighton University, Omaha, NE (2002)
- Nevada real estate license
- Member, International Council of Shopping Centers (ICSC)
- Chairman of the Board & CFO, Classic Cosmetics
- Director, Norwalk Village Inc.
- Director & Officer, BAF Specialty Inc.
Industries
Sectors Served
Discuss Your Situation in Confidence
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